Best Cash Bonuses and Free Money Promotions - October 2020

14 facts on Bitcoin

  1. Apparently people in the community are using Honey badger as the unofficial mascot of Bitcoins .
  2. Apparently in 2010 due to a bug 184 billion BTC were produced :joy: , don't be so happy guys this error is already erased .
  3. The maximum number of Bitcoins is not actually 21 millions but actually 20.99 something.
  4. A smaller unit than Satoshi is in use now called msat!
  5. Bitcoin's uptime is covered apparently 99.99% which is supposed to be an amazing thing if a centralized body achieve it .
  6. The Disappearance of Bitcoins is actually connected with CIA when a person named Gavin actually went and complained about him. - creepy - (I don't think he would have disappeared if all he did was say good things about him)
  7. The first Faucets actually gave 5 BTC ! 5 to each visitor ( why did I not know of this before :sob:)
  8. It is only used 10% for the crime thing ! ONLY 10% ! (For people asking me to back it up :joy: " Illegal Activity No Longer Dominant Use of Bitcoin: DEA Agent. A special agent with the U.S. Drug Enforcement Administration (DEA) has reportedly revealed that the use of bitcoin in illegal activities has shrunk to about 10 percent from 90 percent previously.", Read about it first !)
  9. There are around 70 forks related to Bitcoins.
  10. Mining consumes much energy as a mid size country :sweat_smile: ( we gotta use some renewable sources soon enough )
  11. The first transaction for Bitcoins was made for PIZZA !(first time when it was used as a Currency)
  12. Lightning network can hold millions of transactions per second! ( Trust me that's good )
13 . Since 2017 the Bitcoins have achieved higher transactions compared to PayPal related to values .
  1. You can gamble via Bitcoin online on a decentralized casino, EarnBet and require no KYC in the process
submitted by AmStrongYourNot to btcfork [link] [comments]

Fun facts about Bitcoin

  1. Apparently people in the community are using Honey badger as the unofficial mascot of Bitcoins .
  2. Apparently in 2010 due to a bug 184 billion BTC were produced :joy: , don't be so happy guys this error is already erased .
  3. The maximum number of Bitcoins is not actually 21 millions but actually 20.99 something.
  4. A smaller unit than Satoshi is in use now called msat!
  5. Bitcoin's uptime is covered apparently 99.99% which is supposed to be an amazing thing if a centralized body achieve it .
  6. The Disappearance of Bitcoins is actually connected with CIA when a person named Gavin actually went and complained about him. - creepy - (I don't think he would have disappeared if all he did was say good things about him)
  7. The first Faucets actually gave 5 BTC ! 5 to each visitor ( why did I not know of this before :sob:)
  8. It is only used 10% for the crime thing ! ONLY 10% ! (For people asking me to back it up :joy: " Illegal Activity No Longer Dominant Use of Bitcoin: DEA Agent. A special agent with the U.S. Drug Enforcement Administration (DEA) has reportedly revealed that the use of bitcoin in illegal activities has shrunk to about 10 percent from 90 percent previously.", Read about it first !)
  9. There are around 70 forks related to Bitcoins.
  10. Mining consumes much energy as a mid size country :sweat_smile: ( we gotta use some renewable sources soon enough )
  11. The first transaction for Bitcoins was made for PIZZA !(first time when it was used as a Currency)
  12. Lightning network can hold millions of transactions per second! ( Trust me that's good )
13 . Since 2017 the Bitcoins have achieved higher transactions compared to PayPal related to values .
  1. You can gamble via Bitcoin online on a decentralized casino, EarnBet and require no KYC in the process
submitted by IcyBoi272 to dogecoin [link] [comments]

14 facts about Bitcoin

  1. Apparently people in the community are using Honey badger as the unofficial mascot of Bitcoins .
  2. Apparently in 2010 due to a bug 184 billion BTC were produced :joy: , don't be so happy guys this error is already erased .
  3. The maximum number of Bitcoins is not actually 21 millions but actually 20.99 something.
  4. A smaller unit than Satoshi is in use now called msat!
  5. Bitcoin's uptime is covered apparently 99.99% which is supposed to be an amazing thing if a centralized body achieve it .
  6. The Disappearance of Bitcoins is actually connected with CIA when a person named Gavin actually went and complained about him. - creepy - (I don't think he would have disappeared if all he did was say good things about him)
  7. The first Faucets actually gave 5 BTC ! 5 to each visitor ( why did I not know of this before :sob:)
  8. It is only used 10% for the crime thing ! ONLY 10% ! (For people asking me to back it up :joy: " Illegal Activity No Longer Dominant Use of Bitcoin: DEA Agent. A special agent with the U.S. Drug Enforcement Administration (DEA) has reportedly revealed that the use of bitcoin in illegal activities has shrunk to about 10 percent from 90 percent previously.", Read about it first !)
  9. There are around 70 forks related to Bitcoins.
  10. Mining consumes much energy as a mid size country :sweat_smile: ( we gotta use some renewable sources soon enough )
  11. The first transaction for Bitcoins was made for PIZZA !(first time when it was used as a Currency)
  12. Lightning network can hold millions of transactions per second! ( Trust me that's good )
13 . Since 2017 the Bitcoins have achieved higher transactions compared to PayPal related to values .
  1. You can gamble via Bitcoin online on a decentralized casino, EarnBet and require no KYC in the process
submitted by IceMan2702 to btcfork [link] [comments]

[H] +250 Steam Games (Special discount) [W] Paypal (from 0.75$ each)

Only 48H! One free game of your choice for each purchase (only first list games)
      REP
Steam profile
IGSRep +82 trades confirmed
SGS Flair +207 trades confirmed
GameTradeREP +24 trades confirmed
       
Payment through Paypal (USD) using Good & Services option. Not accepting other type of payment (bitcoin, Venmo, etc). If you want to pay using F&F option fees are on your side. (I'm from EU).
   
Recently added. New games weekly Press Ctrl + F to search games in the list
   
   
   
0.75$ (OFFER 4x2: choose 4 games and pay only 2.5$ fees included)
   
3.5$ (OFFER:Take 2 games for only 5,5$ instead of 7$)
   
4.75$ (OFFER:Take 2 games for only 8$ instead of 9,5$)
   
   
8$ (OFFER:Take 2 games for only 14$ instead of 16$)
submitted by SparkyNest to SteamGameSwap [link] [comments]

[H] +250 Steam Games (Special discount) [W] Paypal (from 0.75$ each)

Only 48H! One free game of your choice for each purchase (only first list games)
      REP
Steam profile
IGSRep +82 trades confirmed
SGS Flair +207 trades confirmed
GameTradeREP +24 trades confirmed
       
Payment through Paypal (USD) using Good & Services option. Not accepting other type of payment (bitcoin, Venmo, etc). If you want to pay using F&F option fees are on your side. (I'm from EU).
   
Recently added. New games weekly Press Ctrl + F to search games in the list
   
   
   
0.75$ (OFFER 4x2: choose 4 games and pay only 2.5$ fees included)
   
3.5$ (OFFER:Take 2 games for only 5,5$ instead of 7$)
   
4.75$ (OFFER:Take 2 games for only 8$ instead of 9,5$)
   
   
8$ (OFFER:Take 2 games for only 14$ instead of 16$)
submitted by SparkyNest to indiegameswap [link] [comments]

Hostinger Best Web Hosting Review

https://soundcloud.com/user-807100315/hostinger-best-web-hosting-review
Visit at- https://webhostingservice.home.blog/2019/06/02/hostinger-free/
There's no uncertainty that with regards to web hosting, Hostinger is just the least expensive choice accessible today, with costs beginning at $0.99 every month. No other organization figures out how to try and approach. A large portion of them offer a fundamental arrangement for multiple times the cost. Believing that it's unrealistic? It isn't. Yet, let me let you in on a little mystery at this moment. To get the best costs, you'll need to focus on Hostinger for quite a while.
This would be a keen activity – if the administration is really extraordinary. Since your guests couldn't think less about the amount you pay for hosting. They do think about quick stacking speeds, and about really having the option to arrive at your site when they have to. They additionally need to realize that their own information will be secure and ensured.
Could Hostinger offer that? I have my assessments; however I would not like to put together my audit with respect to my supposition alone. As Website Planet is accessible in various dialects, for some odd reason we have web hosting specialists dissipated everywhere on over the world. This was my brilliant chance to play out an enormous scope test, and I chose to do precisely that. We had 30 specialists join to Hostinger and dispatch a neighborhood form of our testing website in 30 distinct nations.
They messed with each accessible element, observed stacking velocities and execution, and even besieged client care with questions. They contrasted the outcomes and other mainstream has, as SiteGround and InterServer. This speedy response to every one of our inquiries is that Hostinger performed strikingly well. In certain nations, similar to Russia, it came in at #4. In others, similar to Israel, Hostinger grabbed the #1 place.
Peruse on for the long answer. I've point by point my full close to home involvement in Hostinger, and I'll disclose precisely how to take advantage of what the organization offers. To perceive how Hostinger looks at to different administrations, look at our rundown of the top web has.
Everything an Amateur Needs

With costs being as low as they may be, my restless character quickly recognized two zones where Hostinger may be attempting to pull one over on me: highlights and execution. Indeed, I'd love to pay half of what the contenders charge, yet I would prefer not to get just 50% of what they give. Fortunately, that wasn't the situation by any means, as Hostinger's arrangements incorporate all that I expected to get moving, from abundant assets to execution boosting apparatuses.

Three shared hosting plans are accessible – Single, Premium, and Business. Each of the three works on head of Hostinger's own special control board, cPanel, which incorporates simple auto establishments of WordPress and many other substances the executive’s frameworks (CMS).

I pursued the essential arrangement, which accompanied 10GB of plate space, 100GB of transfer speed, 1 email record, and backing for a solitary website. It's sufficient assets to construct an entirely good website – consider hundreds pages and a huge number of HD pictures. Certainly enough to grandstand your composition, innovativeness, items, administrations, or whatever you're anticipating hosting.

The two progressed plans accompany boundless data transmission, boundless email accounts, and boundless websites. Some additional advantages that you won't get with the Single arrangement incorporate SSH access for you Linux-sharp designers, boundless sub domains, and boundless information bases. Programmed every day reinforcements are the one basic component that the fundamental arrangement needs, which means you'll need to perform reinforcements physically or buy the administration as a different extra.

Hostinger has an intuitive website manufacturer by the name of Zyro, however it isn't accessible as a component of the hosting plans.

Before we dive further into Hostinger's best highlights, a word on the VPS and cloud plans. Hostinger is above all else a mutual hosting supplier. Try not to be that person who goes to the best pizza joint around and requests pasta. There are has that represent considerable authority in VPS and cloud administrations – Fluid Web and Kinsta, for instance – and keeping in mind that Hostinger's contributions in the field aren't the most exceedingly terrible, there's no motivation to go for them.
cPanel Has All the Fundamental Highlights, yet Does not have Some Serious Ones

As I said previously, Hostinger has built up its own exclusive control board, which means you won't get the chance to play with the dearest cPanel that you know and love. What's that? You don't create enthusiastic connections to hosting control boards? All things considered, you're the bizarre one. At any rate, while cPanel used to be the standard control board you'd get with most has (counting Hostinger), things change. Because of some exhausting venture show that happened some time back, has have been exchanging boards left and right.

cPanel is Hostinger's endeavor into the board world, and you'll see it furnished with all the treats you need. From simple auto establishments and DNS zones setups to email accounts, a record administrator, and MySQL information bases, it's all fundamentally the same as what cPanel offers. However, a few things are unique. For instance, auto establishments in cPanel are finished with Softaculous, which additionally lets you clone your site, set up an arranging variant, and even design a reinforcement plan. cPanel's Auto Installer works admirably at auto-introducing WordPress, yet does not have these valuable additional items.

Progressed email highlights, such as mailing records, channels, and routings, are additionally absent from cPanel. Did I ever really use them myself when they were accessible to me? Truly, never. I don't know who does. Yet, that is cPanel for you – it probably won't be equipped for everything, except it's certainly enough for most clients.
Amazing Reserving On account of the LiteSpeed Web Worker

LiteSpeed isn't the physical metal worker, however the web worker innovation that Hostinger employments. It reliably positions as one of the quickest and most dependable web workers, beating the more seasoned Apache innovation that hosts like GoDaddy despite everything use. You won't need to successfully arrange it. Simply kick back and appreciate the first class execution it conveys, particularly for WordPress websites.

What you can do, and assuredly ought to do, is initiate LiteSpeed's reserving capacity, known as LSCache. Sounds excessively specialized? Indeed, turning on the Programmed Store alternative basically summarizes it. Stored duplicates of your pages will be made, fundamentally slicing conveyance times to guests. Static pages, similar to business pages and portfolios, will profit by this significantly more.

A SSL Declaration that you could conceivably be getting

You need a SSL testament. Regardless of what you think and regardless of what anyone might've let you know – you need a SSL. Why? Since without a SSL authentication to scramble and secure your guests' information, the numerous wrongs prowling on the web will seek it. You'll not exclusively be taking a chance with your undertaking and your guests' wellbeing; however you'll additionally endure a shot on Google's rankings.

Today, Hostinger furnishes a SSL with the entirety of its arrangements. In the metaphorical yesterday, which for my situation was only two or three months back, no testament was given. What will happen tomorrow is impossible to say. Hostinger regularly messes with its arrangement highlights, and I propose that you triple-check and ensure that a SSL is to be sure included with your arrangement. Realize that if a SSL is excluded, it's conceivable to buy one as a different extra. In any case, that shouldn't be the situation. All that Is All around Structured, however you’ll be under Consistent Assault from up sell Pop-Ups.

Laying it out plainly, Hostinger's client experience specialists have designed an awesome interface and client venture, from information exchange to utilizing and dealing with your hosting. Thing is, Hostinger's business methodology depends on continually pushing you to overhaul and buy additional items. It's irritating, best case scenario, and confounding at the very least.

Yet at the same time, the plans are unmistakably spread out, and all Hostinger requests on information exchange is your name, an email address, and a secret word. Yahoo for getting rid of all the insignificant data that different hosts are so enthused about gathering.

Interfacing a Domain and Introducing WordPress

In the wake of buying my arrangement, the time had come to associate a domain and introduce WordPress. I was given the choice to consequently introduce WordPress as a major aspect of the information exchange measure, however I decided to do it the normal way, utilizing the control board itself, to check how Hostinger's apparatuses contrast with what different hosts give.

Presently, my domain was really included with the expectation of complimentary when I bought the Single arrangement, which means it was at that point associated with the hosting. Today, for reasons unknown, just the serious plans accompany a free domain.

In the event that you wind up getting your domain name from another supplier, interfacing it is simple. Nameserver data is promptly accessible at the head of your hosting subtleties page, and you should simply duplicate glue them into your domain board. Shouldn't something be said about WordPress? I opened the Auto Installer instrument, picked WordPress as my CMS of decision, and entered the essential website subtleties. It was much easier than how Softaculous gets things done, and my new website was ready for action inside one moment.
Dealing with Your Hosting with hPanel Is Simple

We've secured the way toward getting your website on the web, however starting here on you'll despite everything use cPanel to make alters and changes to your hosting. Setting up an email account, running manual reinforcements, dealing with the information bases, and the sky is the limit from there, are largely possible through cPanel. How can everything contrast with getting things done with cPanel? Indeed, as I would like to think, it's out and out simpler. hPanel symbols are greater and better sorted out, the interface isn't as jumbled with additional alternatives that you'll never utilize, and the combination with Hostinger's different administrations (uphold, buying additional items, seeing charging) is consistent.
All in all, would we be able to consider it an ideal usability experience? Actually no, not so much. The explanation, as I said previously, is that periodically your work process will be harmed by up sell pop-ups. Think rolling out a basic improvement to your DNS records, just to be welcomed with this:
I didn't "Increase present expectations." I didn't really do anything aside from sign in. Yet, Hostinger is enthusiastic about pushing plan redesigns, and you'll need to consistently be set up to close down these endeavors, of which there are many. Don't count on the possibility that these pop-ups imply that you've by one way or another spent your assets and need to redesign.
Pass on, It's the Quickest Common Hosting Administration We Tried

Speed and uptime that is what I'm searching for. Tragically, shared hosting administrations will in general vacillate in these regions, no doubt. The explanation is that as the name infers, you're offering assets to numerous different clients and their websites – in some cases up to many others. It takes an extraordinary host to adjust everything and stay away from a bottleneck circumstance where everything's moderate and no one's cheerful. I'm extremely glad to report that Hostinger exceeded expectations in the presentation tests, yet it really surpassed each other shared host that we tried, including the top-level SiteGround, FastComet, and InMotion Hosting. The main two has that improved, and just barely, were the superior Fluid Web (Nexcess) and Kinsta. Incidentally, they can cost around 20 fold the amount of as Hostinger.

Just to give you a thought of Hostinger's capacities, the normal stacking season of my completely fledged greeting page was an exceptional 1.56s, and uptime over a couple of long stretches of testing was as much as 99.99%, precisely as guaranteed. I'm going to nerd out and clarify the testing technique and the outcomes in detail, yet on the off chance that you needn't bother with all the specialized data, don't hesitate to avoid ahead to my encounters with Hostinger's help. I'll simply say it again – Hostinger's presentation shook.

As I do with all hosts I test, I stretched out Hostinger the chance to streamline my website and make it quicker. This is something you can (and should) do too – simply approach uphold for help. The operator prompted that I update WordPress and PHP to their most recent forms, and introduce a couple of regular enhancement modules. I actualized the exhortation, and continued with testing.

The testing itself was finished utilizing three apparatuses: GTmetrix Genius, the Sucuri Burden Time Analyzer, and Uptime Robot's Professional arrangement. The Dallas, TX, GTmetrix worker was utilized to quantify speed and advancement scores in the US. Sucuri was utilized for worldwide execution experiences, and Uptime Robot – who could have imagined – for following the website's uptime and accessibility online in rates.
GTmetrix

I ran various GTmetrix tests over a couple of months, totaled the outcomes, and determined the best, slowest, and normal paces. Hostinger indicated a promising normal stacking season of 1.56s. The best recorded time was 1.0s, and the slowest one was 1.9s. Not exclusively is the slowest stacking time well underneath the 3s imprint (where the majority of your guests will likely escape), however the normal scores demonstrate that Hostinger is as solid as anyone might imagine.

You can see that score-wise, we're getting twofold Bs. That is totally satisfactory, yet in addition probably the most noteworthy score I found in my tests. The main thing left to do so as to get full scores is to improve the pictures further.
Sucuri Burden Time Analyzer

As with GTmetrix, I ran Sucuri tests on numerous occasions. Sucuri gives you the stacking speed results for some worldwide areas, and I determined the midpoints of the quickest area (which was obviously in the US, near my server farm), the slowest area (Bangalore, India – the opposite side of the world), and the worldwide normal. The normal for the quickest area was an incredible 0.177s, while even in old fashioned Bangalore the normal was good – 1.11s. The worldwide normal was 0.499s, which earned my website an A worldwide position.

Frankly? I was shocked by these numbers. A worldwide normal of 0.499s is unfathomable for a common host, and everything I did to "streamline" my site was introduce a couple modules. There wasn't so much as a CDN (Content Conveyance System) dynamic. That is LiteSpeed and LSCache for you, women and respectable men. Get it while it's hot.
Uptime Robot

What great are quick speeds if your website has low accessibility? Nothing but bad. Fortunately, Hostinger is keeping it tight with practically immaculate uptime – 99.997% in the course of recent months. I'm proceeding to track and update the outcomes; however coming barely short of 100% is actually what I request from my host.

Uptime ensure shrewd, the circumstance is somewhat extraordinary. There's apparently a 99.99% uptime ensure gave, yet Hostinger has a genuine scrappy lawful clarification of when and how you can get your cash back. It generally seems like "never" to me, and regardless of whether you some way or another fit the bill for a cash back (as exclusively dictated by them), it's a measly 5% of your month to month cost. Goodness, and it's only for store credit. In any case, beside this assurance issue, Hostinger truly blows it out of the recreation center in the exhibition test.
When Extraordinary, Presently… Requires Tolerance

As a long-term client of Hostinger, I've had the delight of testing it over and over… and once more. One of my preferred pieces of the administration used to be the help. There wasn't (and still isn't) any telephone uphold accessible, yet stunning, was live talk a successful method of finding support. Day in and day out help, kept an eye on by experts, and supported by a broad information base of immense extents. The main issue? While the operators used to react in a flash, today they take around 40 minutes to hit you up. In some cases live talk isn't even accessible, and you're moved to some ticket/email framework which I've had next to no karma with.
I'll be totally fair with you about what this implies: it will be you and the information base. You can't rely on having an hour accessible to just stick around, and in any event, when the operators do reply, that is only the start of the cycle. With 3 brief reaction times in the middle of messages, posing some straightforward inquiries can expand into a whole workday.
The Least expensive Long haul Costs Available, by a wide margin

Truly, people, this is the explanation you understand this. While going over the many hosting choices accessible today, Hostinger's costs stick out. That is to say, $0.99 every month? That is excessively modest. What's the trick? Straightforward. Hostinger needs you to pursue a significant stretch of time, and it will give you motivating forces to do as such. Four installment periods are accessible: month to month, yearly, bi-yearly, and quadrennial. That final word implies four years, and it's scarcely utilized in light of the fact that practically no other host approaches you to pursue that long.

Fortunately pursuing four years will net you what's without a doubt the best cost in the market for shared hosting. Different hosts charge a comparable cost for a yearly arrangement. Crunch the numbers yourself. What's the circumstance when pursuing shorter periods? All things considered, bi-yearly and yearly plans aren't costly, yet they're significantly more in accordance with the market normal. Month to month plans accompany an arrangement expense and don't bode well. Worth insightful, up to a SSL is incorporated (check!), the plans are totally comparable to the business standard. There's additionally a 30-day unconditional promise, so you'll have adequate opportunity to test the administration yourself and check whether it's a solid match.
One thing to see during the checkout cycle is that there are a couple of discretionary extra administrations. Fortunately, none of them come pre-checked. I suggest that you skip them all. You can generally include them later at a similar cost, or "convince" a help operator to give you a superior arrangement… dangers of leaving the administration can do something amazing here.
Searching for a free domain?

Now and again it's remembered for the plans; some of the time it isn't. The serious plans normally accompany one when pursuing a year or more. At the point when I joined, a domain was additionally remembered for the fundamental arrangement. Presently it isn't – go figure.
Concerning making installments, notwithstanding the normal charge card and PayPal choices, you'll additionally have the option to pay with bitcoin and different cryptographic forms of money. Whatever your reasons are for needing to have a website secretly, crypto is the best approach to do as such.
Hostinger's reasonable shared hosting plans merit your time, your cash, and your thought. Execution has been shockingly extraordinary, and keeping in mind that it's not the most element pressed contribution around, it has all that you truly need.
Would it be advisable for you to put it all on the line? In case you're constructing a blog, a business page, an individual task, or a comparative little to-medium website, my answer is a resonating yes.
In the event that it's a web based business store you're hoping to fabricate, or a mind boggling administration like an online course gateway, you'll need something more remarkable than shared hosting. It'll cost you, yet Fluid Web and Kinsta are both better prepared for such ventures.
submitted by frenchwillaume to u/frenchwillaume [link] [comments]

[H] (4x2 in Steam keys! +250 Steam Games [W] Paypal (from 0.75$ each)

      REP
Steam profile
IGSRep +82 trades confirmed
SGS Flair +206 trades confirmed
GameTradeREP +24 trades confirmed
       
Payment through Paypal (USD) using Good & Services option. Not accepting other type of payment (bitcoin, Venmo, etc). If you want to pay using F&F option fees are on your side. (I'm from EU).
   
Recently added. New games weekly Press Ctrl + F to search games in the list
   
   
   
0.75$ (OFFER 4x2: choose 4 games and pay only 2.5$ fees included)
   
3.5$ (OFFER:Take 2 games for only 5,5$ instead of 7$)
   
4.75$ (OFFER:Take 2 games for only 8$ instead of 9,5$)
   
   
8$ (OFFER:Take 2 games for only 14$ instead of 16$)
submitted by SparkyNest to SteamGameSwap [link] [comments]

16 Apps That Will Earn You Passive Cash Back (Best Passive Saving Apps 2020)

This is the updated 2020 Q1/Q2 version of this post. If you remember reading the previous iteration of this post, there are several changes to the list this time around. Some new additions, and some removals.
Note: Most of these apps will be US only, with a minimum age requirement of 18.
Having said that, let's get right into it.

16 Passive Cash Back Apps 2020

Pei (Ref)

Pei is an automatic cash back app. When you sign up, you'll link a debit/credit card and you'll then automatically start earning cash back as you shop at certain Pei merchants (listed just below). There are so many merchants with Pei that you'll likely find yourself accidentally earning cash back on the app, without even knowing it. Pei is an app that you can really just link a card and then check back weeks later and surprise yourself with the money you've earned. Pei deserves the top spot in this post because of how consistent it is, and just how many places you can earn cash back with it. You can cash out instantly as soon as you reach $25 in your account. If you sign up with a referral code, you'll get a $2.50 bonus once you spend at a Pei merchant. You can use the referral code found on the most common Beermoney Sites thread here.

Pros of Pei:

So with all of that being said, let's talk about the stores you can find on Pei. Just note that these are only stores that are local to me, so if I don't have a certain store near me that Pei offers, I won't have it on this list. Additionally, Pei actually offers so many stores at this point that there's no way for me to actually keep this list up to date at all. There have been countless times where I've shopped somewhere that doesn't even come up as an option to earn with Pei but I'll see cash back listed on the app. It's really quite impressive.
In addition to receiving cash back at many locations, Pei also has a 'loyalty bonus' where if you shop at a certain store 5x you'll earn a bonus of up to $100 (but usually way less).
Pei Also just released a new feature called "Party Cash". Basically with Party Cash if you ever go shopping somewhere with your friends who also have Pei, you can start a party, and for each friend you shop with, each person will get a +1% bonus. For example, if I go shopping at Target with 2 other friends and we all start a Party Cash on Pei, we'll each get 1% (for usual cash back) plus 2% cash back from Party Cash, for a total of 3% cash back.
Most stores do have a $5 daily/weekly earning limit, so do be aware that if you spend more than ~$500, you'll likely reach an earning cap.

Dosh (Nonref)

Ref: KJK6

Dosh is one fastest growing cash back apps on this list. Similar to Pei, it's a card linked program where you'll automatically earn cash back when you shop at several local and national brands. On average you'll earn 3-5% cash back when you shop at the brands featured on Dosh. As soon as you hit $25 in your balance, you can cash out to PayPal.
The biggest downfall of Dosh is that the offers in the app change frequently, and the offers are targeted, meaning that not everyone will see the same offers.
Below are some of the current offers for instant cash back that you might find on Dosh. Note that only instant cash back offers found on the app will earn you cash back automatically when you spend with your card.
Dosh also does have a generous referral program where you'll get $5 when you sign up and link a card, and so will the referrer. If you'd like to, you can enter my code, KJK6 or use my referral link (nonref)
BTW, If you've heard of Dosh before, that might make sense. If you use Venmo and have the Venmo debit card, they recently introduced Venmo Rewards, which is powered by Dosh.

HOOCH Rewards (Ref Link)

HOOCH has earned the number 3 spot on this list this time around because of all the programs on this list, it has remained consistent. HOOCH will automatically earn you cash back when you link a credit/debit card whenever you shop at several national brands.
If you understand how Pei or Dosh above works, there's not really much more to say about HOOCH's cash back system.
You'll instantly earn 1% cash back at the following national brands:
  • Uber
  • iTunes
  • Starbucks
  • Domino's
  • Netflix
  • Shake Shack
  • Spotify
  • Audible
  • Redbox
  • Uber Eats
  • Hulu
  • In-N-Out
  • Chipotle
In addition to 1% cash back at the national brands, here are some other ways you'll earn with HOOCH:
  • Connecting your first card ($5 bonus)
  • Drink at a HOOCH Venue (5%)
  • Book a Hotel (5%)
  • Dine at a HOOCH Venue (5%)
  • Refer friends
HOOCH started a long while back as a subscription app where you'll buy a subscription and you'll get a free drink at a HOOCH venue every day. The venues are extremely limited, so a majority of the people reading this won't find any value in that plan. Dining is just as rare.
Their referral system appears to be pretty generous. They're currently offering a $5 bonus for signing up, as well as $1 for the referrer, as well as a 20% bonus on their earnings for life. Here's my referral link, and a nonref link :)
Here's the downfall of HOOCH:
You can only cash out for gift cards, and the minimum is $25.
For most people, this is a really big disadvantage of this app. Assuming that most people will only be earning through the 1% cash back brands, the minimum you'll need to spend in order to his the cash out minimum is $2500, which would likely take most people a really long time, since the brand options are not places where you're likely to spend a lot of money frequently...like, for example, a grocery store.
But still, you could probably earn yourself a few free gift cards every once in a while for a totally passive app.

Bumped (Sign up & join waitlist!)

Bumped is an investing app, when you really boil it down. When you sign up you'll select one brand in each category (there are a lot of categories, you'll see below), and each time you shop at the selected brand, you'll earn the certain specified purchase back in the form of company stock. This is unique to all of the other apps on this list, because you're actually receiving company stock. Also, because of this, I think it's very important to note that in order to sign up for Bumped you'll need to enter your SSN since you will be opening up a brokerage account.
As of posting, the following are the category options that you can choose from:
I've bolded the brands I selected. Obviously you should pick a brand that you can find yourself using the most. Do note that if you pick a brand that you might want to change later, you'll get the opportunity to change your brands 3 times a year, at least 30 days in between.
Category Options
Burgers 3% at Jack in the Box
3% at McDonald's
3% at Wendy's
Coffee 2% at Dunkin' Donuts
2% at Starbucks
Drug Stores 2% at CVS
1% at Walgreens
Family Dining 2% at Applebees
2% at Chili's
2% at Olive Garden
2% at Red Robin
Grocery 1% at Kroger Family of Stores
Home Improvement 0.5% at The Home Depot
Mexican Food 2% at Chipotle Mexican Grill
2% at Taco Bell
Music Subscriptions 1% at Pandora
5% at Spotify
Pizza 1% at Domino's
5% at Papa John's
2% at Pizza Hut
Ride Sharing 0.5% at Lyft
0.5% at Uber
Superstores 1% at Target
1% at Walmart
Telecommunications 0.5% at AT&T
0.5% at T-Mobile
0.5% at Verizon Wireless
Video Subscriptions 1% at Netflix
5% at Sling TV
Vineyards 1% at Willamette Valley Vineyards
One thing that is listed on the app is that if you want to move your way up on the waitlist you can refer your friends to join the waitlist as well.

Bits

Bits (of stock) is very similar to Bumped. It's better in some ways, but worse in most.
Similar to Bumped, there's a waitlist. Note that Bits is currently only available on iOS, but they have teased a version for Android will be coming.
So, here's the issue with Bits...
There's no brokerage accounts set up.
If you're not sure what that means, basically in order for you to actually own and trade stocks, you'll need to do it through a brokerage account. For example, if you use Robinhood, you own a brokerage account at Robinhood. If you use TD Ameritrade, you'll have a brokerage account at TD Ameritrade. So basically the app will say that you're getting stock back as you spend, but there's no way to actually sell your stock. Basically what I'm saying is that until the brokerage account is added, you're really just receiving play money. Bits has been extremely silent about the release of the brokerage accounts... I asked them back in December and they said they were aiming to release it "next month". Three months have passed since then, so I asked last week and they again said the same thing.. the goal is a release next month (April). We'll just have to wait and see. The point here is -- assume you're not earning anything with Bits until they add the brokerage accounts. This post will be updated once the accounts are added.
So, as for the actual cash back from Bits, you're able to choose 15 brands (that you can change at any time). I'll list the brands you can choose from below. What's interesting is that when the app first launched, all of the brands offered a 2% CB rate (which is unsustainably high). The rates have since come down to 0.5% for all brands.
To save characters, here's a recording of me scrolling through the brands offered. If you don't want to watch that video, just know that there are a lot of brands to choose from.

Ibotta (Ref Link)

Ibottais a cash back app that has been around for years, but this is its first time being added to this list. When the app originally launched, you would earn on the app by selecting cash back products that you could purchase and receive a rebate. Once you selected products you wanted to purchase, you would then scan the products after purchasing them to confirm your purchase, and then submit a photo of your receipt.
That doesn't sound too passive, now, does it?
Well, over the last little while, the app has come a very long way. In most cases you no longer need to select rebates you want to purchase, and in most cases you don't even need to scan a receipt, if you're shopping somewhere where you can link a rewards membership.
For example, I shop at Meijer and Target primarily for groceries. Both of these stores allow me to link my accounts with the stores, so for Target any time I shop and spend using a credit card that is linked to my Target account, I'll get cash back automatically. Same thin for Meijer. As soon as I enter my mPerks phone number, I'll get cash back.
What's great is that you don't even have to select offers anymore. So this is one of those cases where you might accidentally get cash back. Also, just to clarify, you're getting cash back for the products you purchase, not the place that you're shopping... which is different than most of the other apps featured on this list.
Even if you don't purchase a product that qualifies for a rebate, you'll probably find yourself earning cash back almost every time you shop because Ibotta has several "Any" offers, meaning any time you buy "any" kind of a product, say.. blinker fluid, for example, you'll earn cash back for your blinker fluid purchase regardless of the brand. These offers are optimal for cash back.
I personally went a whole couple months without opening Ibotta and I showed up to $50 in cash back from purchases I didn't even know I was getting cash back for.
Another newer feature of the app (which isn't passive) is Ibotta Pay. Ibotta Pay is basically just a glorified way of purchasing gift cards and receiving cash back for the gift card purchase.
In addition to this cash back, you'll also find several bonuses where if you redeem x offers, you'll get a certain $ boost. For example, I currently have an offer for a $10 bonus if I redeem 14 offers before the bonus expires in just a few days. I've redeemed 2 so far, so I'm not sure if I'll be getting there in time. (BTW, if you're ever cutting it close, just note that Ibotta Pay will work where each gift card purchase will qualify for a completed offer ;))
Ibotta also does have a generous referral program. They do referral offers very frequently where you can earn bonuses, but the current offer is $4 for each friend you invite. Please consider using the referral link found in the Most Common Beermoney Sites thread.

Uber Visa Local Offers

Shop or dine out, get Uber credits back.
Use your Visa card next time you dine out or go on a shopping spree at a featured store and earn Uber credits toward future rides. To join, go to settings in your Uber app and tap on Visa Local Offers.
Whenever you shop out at certain places you'll instantly receive uber credits to your account. It's really simple, and yes, this does stack with all of the other cash back apps you might be a part of.
The brands they offer do change semi-frequently, so you should check them from time to time.
In the past there have been 100% cash back offers for streaming services, and 10-20% cash back at Sam's Club. Considering that these offers do stack, there is some really great potential if you find any value in uber credit.
If you're interested in activating the Visa local offers, you'll need to make sure you have a visa card linked to your Uber account first, and then you should see "activate local offers" in the app settings or payment settings of Uber.
There's really not much to say about Visa Local Offers, but if you're looking for some FAQ/Terms, feel free to check them all out here.

Cash App "Boosts"

For those if you who don't know what Cash App is, Cash App is an app by Square that lets you send and receive payments. They've also expanded their app to support bitcoin purchases, and they'll also let you use the app as a checking account. With the cash app you can also sign up to receive the Cash Card, which is a debit card that is funded with your cash app balance.
If you have not used Cash App before, they do have a fancy referral program where when you sign up and send $50 you'll receive $5 and so will I. I do want to make this very clear: Cash App referrals can see the full name of the person who refers you, and the person who refers you will have your full name shown to them. If you're really private about personal information, be careful whose referral link you use. If you trust me, here's my referral link.
Please note that if you want to use the cash app boosts that I'm talking about, you'll need to be 18 years old and have the cash card (which is free, don't worry)!
Cash App announced that their cash card will be seeing 'boosts'. Boosts are their fancy way of saying that when you use our card at certain locations you'll receive a discount.
Once you have the cash card, you'll notice on the app below your card you'll be able to select your boost. The following are my personal boost options, as of posting. The boosts change frequently,
  • $5 Off One Order on DoorDash
  • 10% Off One Visit at Any Grocery Store
  • 10% Off One Visit at Dollar Tree
  • 10% Off One Visit at Walgreens
  • 10% Off One Visit at Nike
  • 10% Off One Visit at Walmart
  • $5 Off One Ride at Lyft
  • 10% Off Each Visit at Bath & Body Works
  • 10% Off Each Visit at Playstation Network
  • 10% Off Each Visit at Xbox
  • 10% off Each Visit at Chick-Fil-A
  • 10% Off Each Visit at Taco Bell
  • 10% Off Each Visit at Dominos
  • 10% Off Each Visit at Portillo's.
Boosts tend to change every Friday, but several boosts will remain for a long period of time. The longest lasting boost, which just went away in the last week is the $1 off Any Coffee Shop. It stuck around for almost 2 years, and anyone who had that boost applied would automatically save $1 every time they shop at any coffee shop, without any interaction.
So there are quite a few things I want to say & clear up.
  1. You can use a boost every 1 hour.
  2. You must select the boost that you'd like to use prior to the purchase. You're able to swap which boost you want to use as often as you'd like. So when you walk into Chick-Fil-A, just check and make sure your boost is set to CFA. If not, swap it.
  3. In order to apply the boost, you must pay with the Cash Card. It's automatic. If your total is $6 and you're saving 10%, you'll only need a Cash app balance of $5.4 for the transaction. Cash App will cover the other $0.60.
  4. If you link your Cash Card to Apple Pay, you can pay with it that way and the boosts will still be applied.
Do realize that just because you have the Cash Card on the app, you won't see the boosts. You need to have the physical Cash Card in your possession for the boosts to show up.
I've been really enjoying using the Cash Card for purchases. Especially at CFA & Chipotle. It's really not a hassle. When I'm standing in line at Chipotle I'll open the app and make sure my cash app balance is enough and if not I'll just add funds right away. The boost is applied immediately which makes you feel good. It's like the guac is free at Chipotle after you use the cash card. The only downside to using the Cash Card is that you won't be able to stack discounts with anything else on this list... Unless you find a way to link the Cash Card to any of the things on this list. Regardless, 10% off at Chipotle is the best I have found.

Venmo Rewards

Venmo recently announced Venmo Rewards.
Take what you know about Cash App's boosts and then apply something similar to Venmo's debit card. Venmo Rewards is actually a bit easier than Cash App's boosts because it truly requires no input from you whatsoever. The tradeoff is that the cash back rates are lower. If Cash App's average discount would get you 10% off, Venmo would be about 4%.
So here's how Venmo Rewards works:
Simply use your Venmo card at participating merchants—stores you know and love— to earn rewards. Zero setup required. See list of participating merchants in the app.
  1. Get a Venmo card Learn More
  2. Swipe your card at participating merchants
  3. Automatically earn cashback straight to your Venmo balance. (Seriously. That’s it.)
As mentioned above in the section about Dosh, Venmo Rewards is powered by Dosh, and similar to Dosh, the cash back options are targeted. I personally can't use Venmo so I don't have the current list that most people will be seeing as far as opportunities go, but Venmo Rewards originally launched (in November 2019) with the following CB opportunities:
  • 5% Target
  • 5% Sephora
  • 5% Wendy’s
  • 4% Dunkin’
  • 5% Chevron
  • 4% Sam’s Club
  • 5% Papa John’s
Evan on DoC commented earlier this month with their updated CB opportunities:
Dunkin Donuts 4%, Sephora 5%, Macy’s 4%, JCPenney 5%, Sam’s Club 4%, 1-800-flowers.com 15%, Papa Johns 5%, Forever 21 4%, Frank and Oak 5%)
  • 4% Walmart & Walmart Grocery
  • 4% Dunkin'
  • 5% Sephora
  • 4% Macy's
  • 5% JCPenney
  • 4% Sam's Club
  • 15% 1-800-Flowers.com
  • 5% Papa John's
  • 4% Forever 21
  • 5% Frank and Oak
What I can make from this is that the options have not changed much, and have actually expanded, with a couple exceptions. If you're a Venmo user, I think this is a pretty decent reason to get the debit card. The 4% at Sam's Club and Walmart is a pretty good deal for most people, especially if there are no limits to the cash back you can earn.

Empyr Apps

I've listed this as "Empyr Apps" because all of these apps are basically just the same thing. I'll take the example of Swagbucks Local since that's what most of you reading this will already be using.
If you paid attention in the Visa Local Offers section of this post, you'll find that the Empyr apps are actually very similar to those visa local offers.
When you shop at a certain store/restaurant, you'll earn with the empyr app you have linked. It's actually really not that special.
Here's a list of some/most of the current Empyr powered apps:
IMPORTANT NOTE: You're only allowed to use one Empyr app at a time! As soon as you link up with another Empyr app, you'll be disqualified from another until you link back up.
I do want to go into this list a bit this time around since there seem to be more and more Empyr apps popping up.
Swagbucks Local will always be popular among Swagbucks users. What's really nice about Swagbucks Local is that the payouts are always instantly converted to Swagbucks, which can help you cash out sooner. You'll also likely get a slot in the Swago board filled out, which might be beneficial to you.
RetailMeNot is a newer one on this list and it's the only one here that I feel like I recommend you go on/off with. RetailMeNot has recently been doing a lot of "Spend $X, get $Y" deals at a lot of the stores they offer. For example, they are currently offering $5 Cash back for in Store purchases of $30+ at Staples. This is a really good deal for an Empyr app, and would probably be my pick for that transaction, but not most of the time since they don't have very many stores as options.

Drop (iOS | Android)

Ref = fish

Alright, so Drop has gone through a lot of changes since the last time this post was updated. Drop used to be the best passive cash back app without any debate. It was also one of the first apps to offer a card link cash back program. Over the last several months (and years), their card link program has seen several devaluations. First they removed brands you could pick from to receive cash back (for example, when I first joined, you could choose to earn cash back each time you shopped at Amazon, but new users would later not see Amazon as an option). They later lowered the cash back rate. For example, Target went from 1%, to 0.2%. And finally they limited new users to pick from 5 brands to receive cash back at to just 3.
In February 2020 Drop announced a change to the way their card linked cash back would work..
They since have removed their 'power offers' (the offers where you automatically earn cash back at brands), and have replaced it with card link 'Challenges'. These challenges have just recently launched, so it's hard to tell whether or not these will be passive or worthwhile altogether. I currently have one ongoing challenge where if I spend $10+ at Target with a linked card, I'll get 250 points ($0.25), which is pretty insignificant.
As far as I can tell, they seem to have ditched all other forms of card linked cash back from their app. If the challenges turn out to have nothing passive about them, or have no proof of being worthwhile, Drop will likely not even be on this list the next time around.
So let's talk about some features of Drop since we're on the topic.
Drop has clearly moved away from passive cash back, and has focused more on becoming a cash back app in the form of portal earnings and specific offers. Several of these offers are unique to drop, which is good, but when it comes to portal cash back, the rates are often on par or slightly below the offerings you could find on Cashback Monitor.
Another thing about Drop that people are (rightfully) upset about is the change that now requires you to save up $25 worth of points (25,000) in order to cash out. The minimum previously was just $5.
The only feature about Drop that hasn't been nerfed to the ground is their referral program. When you refer your friends you'll earn $5 once they link a card, and they'll get $5 as well.
Overall I'm not too hopeful that Drop will remain passive at all, so this might be the app's last appearance on this list for the foreseeable future.

Credit Cards

I've refrained from listing credit cards on this post for a long time. Maybe because I thought it was too obvious, or maybe it was unnecessary, but since the number of younger people using this subreddit has been increasing I feel like I'd be doing a disservice to entirely disclude a blurb about credit cards.
If you have a credit card and you don't really care to learn more about credit cards, just skip this section. If you're reading this post and you're 18+ (or if you're about to turn 18) and you don't have a credit card or don't know much about credit cards, I think it's a good idea to look into them. I'm not going to tell you exactly what a credit card is since that's an easy google search, but I will tell you about some benefits, especially about those that pertain to the benefits of this post.
Credit cards are great because you can essentially spend money just like you normally would*, but you'll also earn cash back on all/almost all of the purchases you make with them. Additionally, especially if you're young, getting a credit card is a really great because it will start helping you build credit. I'm currently looking into renting a house next year with two housemates and I'm shocked to see that neither of them have any credit. They quite honestly couldn't possibly live in a house without me, since I'm the only one who has credit.
*Make sure you're paying off your credit card every month (or however often you need)... Don't let yourself get into debt. I'd argue if you think you're going to get into debt with a credit card, I'd personally suggest you don't get a credit card.
While you need to be 18 years old to get your own credit card, if you're under 18, you can still start gaining credit. Most major credit card companies will allow your parents to add you as an authorized signer on their credit card (which basically just means that you'll get permission to use their cards). An effect of this is that you'll start gaining credit. If you're looking to build up credit but you don't think you're ready for a credit card, I'd really recommend you ask your parents about becoming an authorized signer. It's a good conversation to have with your parents.
Anyways, let's talk about the cash back benefits, since that's what this post is about, after all.
There's a lot of credit cards. This post isn't going to list them all out. This isn't really even the right subreddit for credit card discussion.
Nerdwallet has a great list of credit cards, so you might want to check it out here, but I'm going to share my own personal situation and recommend that for anyone who might relate, since the average age on this subreddit is around the 18-25 range.
My first credit card was the Chase Freedom Unlimited card. I actually still use this credit card very frequently since it's a pretty balanced card. A couple years back on my 18th birthday I went into my local chase branch and physically had to beg for this card (it's a really beginner card, trust me). After getting denied both in bank and online, I finally found a rep who would give me a calm $500 credit limit for the card. Note: I had no credit before hand.
The Chase Freedom Unlimited card offers 1.5% cash back on all purchases with the card... so when you think about it, I'd previously been spending $100 at Chipotle every month with my debit card, but with the Freedom Unlimited card, I would now be getting 1.5% cash back ($1.50) back on those purchases. It's just an easy way to save money on everything.
If you use the other apps I suggest in this post, you'll likely earn cash back passively from them on certain brands that are featured, but stacking a credit card cash back on top of all the other bonuses is the absolute best way to earn passive cash back since it's usually 1-5% cash back on your purchases.

ReceiptPal

ReceiptPal is an app that allows you to upload your receipts from almost anywhere that you go shopping. It's actually a really simple process.
When you sign up you'll be presented with almost little scratch cards which contains 4 spaces. Each space is filled with a receipt that you upload. Once you reach 4 receipts, you'll earn 100 points. 300/400 points = $1, so basically every 16 receipts you upload you'll receive ~$1.
"So, mr Fishering, how is this passive!?"
Unlike most receipt apps, ReceiptPal allows you to link your emails and amazon account and they'll automatically upload receipts for you. I actually let this app alone for several months and came back to thousands of points and cashed out instantly.
If you make purchases online, you'll essentially be earning ~$0.07 for every purchase you make if you have your email linked. They'll automatically find receipts and submit them, so it's 100% passive earnings.
If you also shop IRL you can submit physical receipts as well.
You can cash out instantly for $5 minimum in the form of a gift card. I'd recommend saving up at least 7,500 points for a $25 gift card, since it'll value points at 300/$1.

Paribus

Paribus is not your typical cash back site. Once you sign up you can link your different accounts (such as your amazon account) and it will automatically track your shopping. Paribus doesn't directly earn you cash back... it acts more like Walmart's saving catcher if you've ever heard of that. If an item you buy somewhere goes on sale shortly after or if there's any other discounts/promotions you may have missed when you originally bought something, they'll quietly get you a rebate on whatever you purchased. It can be very hit or miss. The catch is that they do take a cut of your savings. I believe it is 30% for all new users, but for each member you refer you can cut the cut by 5%. If you save $10, they'll charge you $3 to whatever card you have linked.
Personally I've found it to be really hit or miss, but I've found some incredible savings. I bought a gopro and I got $15 saved with Paribus, and I also got $50 back from some really nice headphones I picked up on amazon from Amazon. What's weird is I bought the headphones like 6 months prior to the rebate. Was shocking to see it, but I've really had some good luck with Paribus.

Sift (iOS | Android)

After the last post, I noticed a lot of people enjoyed Paribus, so I figured it'd be good to add some alternatives in this post.
So, here's Sift. Sift is a similar site to Paribus, and its key focus is on enforcing credit card benefits that many people don't know about. It's actually pretty nice. It'll let you pick your credit card and it'll tell you pretty much everything about your card. I have the Chase Freedom Unlimited card, and I was actually shocked to hear some of the benefits my card has that I have never been taking advantage of.
From Sift's site:
We automatically comb through your credit card policies to show you all your benefits in one place. For every purchase we let you know what benefits you are eligible for. We streamline the claim process to make it as simple as possible to get your money back.
You can link your emails as well as your amazon account as well and they'll make it really easy for you.
I have not actually used Sift much myself, so I cannot attest to how well it works, but the app store reviews are generally positive for Sift.

Trim Savings

Trim is similar to Paribus and Sift, but there's a certain void that it's trying to fill that the other two don't really seem to be filling.
Trim's main selling point is its bill negotiations. Instead of trying to save you money when a price drops, they're going to try and just nip it right in the bud and try to get your bills lower.
Right now they're mainly trying to negotiate with cell providers, internet providers, and cable providers.
Here's how the process goes:
  • Submit Your Bill: Submit your most recent cell phone, cable or internet bill to get started.
  • Trim Negotiates: Trim negotiates with your provider to get you discounts on your bill.
  • You Save Money: Trim takes 25% of annualized savings, but only on success—otherwise, it's free!
So, similar to Paribus, Trim does charge a fee. In a sense, I guess that's a good thing because it gives them an incentive to make sure to get some sort of bill decrease for you so they'll make some money too. Their rate is currently 25% of your bill negotiation. Of course, if they're not able to negotiate your bill for you, you won't pay them anything.
Trim does also monitor your bank account for you and they'll notify you of account changes (that you can set). For example, if they see a transaction worth $xxx, they'll notify me that I've made a large transaction. If there weren't already so many other sites/apps that could do that, I'd say that's a great feature that Trim offers.

Conclusion

Hopefully there's some new apps/sites you found out about in this post. If you sign up for some/all of these programs listed, you should probably find yourself earning some pretty decent cash back, depending on where/how much you spend. These apps are very satisfying to watch your balances build up on, and after a while it's very rewarding to cash out and treat yourself.
In this update I added some really great additions like Ibotta, Venmo Rewards, and Bits, but I am very sad to see the turn that Drop has taken. I have been tipped off to some upcoming passive cash back opportunities that will be coming very soon, and I can't wait to share those and hopefully add them to this list in the near future.
As always if you have any questions please do leave a comment or send me a PM!
Thanks for reading!
  • Follow me on reddit: Fishering
  • Read my other posts!
  • Please send me PMs with any questions you have about anything, or even just PM me if you want someone to talk to.
submitted by Fishering to beermoney [link] [comments]

[H] (4x2 in Steam keys! +250 Steam Games [W] Paypal (from 0.75$ each)

      REP
Steam profile
IGSRep +82 trades confirmed
SGS Flair +206 trades confirmed
GameTradeREP +24 trades confirmed
       
Payment through Paypal (USD) using Good & Services option. Not accepting other type of payment (bitcoin, Venmo, etc). If you want to pay using F&F option fees are on your side. (I'm from EU).
   
Recently added. New games weekly Press Ctrl + F to search games in the list
   
   
   
0.75$ (OFFER 4x2: choose 4 games and pay only 2.5$ fees included)
   
3.5$ (OFFER:Take 2 games for only 5,5$ instead of 7$)
   
4.75$ (OFFER:Take 2 games for only 8$ instead of 9,5$)
   
   
8$ (OFFER:Take 2 games for only 14$ instead of 16$)
submitted by SparkyNest to SteamGameSwap [link] [comments]

Round up of Cryptocurrency News #5 Week 03/08 - 09/08

Welcome again to another recap and the first full week of the new month after breaking the downward trend on the monthly!
 
Firstly, from last weeks uptrend we have seen the market consolidate at this level throughout the week with a steady upward climb at the start of the week to a balance out above $11.5k for Bitcoin towards the end. For the market we have a total increase of $17.5B over the week but a 1% decrease of btc dominance moving mainly toward Chainlink and other altcoins.
 
Closing the week we have had some altcoin action, Ethereum breaking $400 midweek but now staying back in a nice channel between $350-$410 since the start of August. But, Chainlink killing it after breaking $10 and currently sitting comfortably above $13!! Other altcoins that have reaped rewards and I'm keeping an eye on are:
I have picked these as i have noticed they are usually the first movers or the biggest gainers after the market goes red. Chasing those quick gains!
 
What about the news for this week?
 
DISCORD LINK: https://discord.gg/zxXXyuJ 🍕 Bring some virtual pizza to share 🍕
Come have a chat, stimulate a discussion, ask a question or share some knowledge. We are all friendly crypto enthusiasts up for a chat, supportive and want to help each other with knowledge and investments!
Big thanks to our Telegram and My Crypto HQ for the constant news updates! The Gravychain Collective: https://t.me/gravychain My Crypto HQ: https://t.me/My_Crypto_HQ
Links
Important/Notable/Highlights:
Special Mentions:
Other:
submitted by IOTAbesomewhere to Gravychain [link] [comments]

[H] (4x2 in Steam keys! +250 Steam Games [W] Paypal (from 0.75$ each)

      REP
Steam profile
IGSRep +82 trades confirmed
SGS Flair +206 trades confirmed
GameTradeREP +24 trades confirmed
       
Payment through Paypal (USD) using Good & Services option. Not accepting other type of payment (bitcoin, Venmo, etc). If you want to pay using F&F option fees are on your side. (I'm from EU).
   
Recently added. New games weekly Press Ctrl + F to search games in the list
   
   
   
0.75$ (OFFER 4x2: choose 4 games and pay only 2.5$ fees included)
   
3.5$ (OFFER:Take 2 games for only 5,5$ instead of 7$)
   
4.75$ (OFFER:Take 2 games for only 8$ instead of 9,5$)
   
   
8$ (OFFER:Take 2 games for only 14$ instead of 16$)
submitted by SparkyNest to SteamGameSwap [link] [comments]

What's the magic redaction?

Craig Wright is crying about
an unreliable, scandalous, and defamatory accusation against Dr. Wright that appears in a footnote of the In Limine Reply
What's up with that?
He doesn't like it because of you wonderful people!
This case is followed extensively by the media and obsessively by a cult-like bitcoin internet community that hawks the docket, reports every detail of the case (e.g., the kind of pizza Dr. Wright and counsel ordered at dinner during a meeting in Miami last year), and that has violated this Court’s restrictions on digital devices to livestream from a hearing before Judge Reinhart. To allow plaintiffs to air a wild accusation like this would permit a baseless conspiracy theory to be repeated endlessly in the internet’s echo chamber, harming Dr. Wright’s reputation, likely reaching potential jurors whose opinions could be tainted at trial and surely reaching the sort of unstable persons who might harass Dr. Wright or worse.
Aww that's special. Counsel, hello, do tell your client where his case is if he can't already smell it.
So what is this redaction, the "accusation"? It appears here in the footnote at the bottom of page 6 of the pdf (page 4 by the numbering).
We can figure out what it is: and sadly for all you depraved, dead-eyed cult members out there, it's not actually an "unreliable, scandalous and defamatory accusation". It's legal argument, in this case argumentum ad absurdum.
We can figure out from the Response to this motion for redactions (that in a bit) that what is "alleged" here is that Craig Wright killed Dave Kleiman, or had him killed, or something like that. But the "allegation" is offered as an argumentum ad absurdum, a facially absurd claim.
The Plaintiff's Response to this motion says:
Plaintiffs moved in limine to prevent Wright from offering testimony that David committed suicide because it is a baseless attempt at character assassination where (i) no record evidence supports it, and in fact, (ii) record evidence from the expert government officials charged with making determinations on causes of death (the Medical Examiner’s office) directly refutes it by stating David died of natural causes.
In reply, Plaintiffs have simply made the logical argument that this evidence should be excluded. To demonstrate the preposterous nature of Wright’s evidence, Plaintiffs have argued that there is more record evidence in the case to support a jury inference that Wright took certain extreme actions to steal David’s bitcoin fortune, then [sic] evidence that David committed suicide. Plaintiff’s point is correct and simply legal argument. There are no grounds to seal this portion of the brief other than the fact that Wright doesn’t like that argument.
The footnote no doubt offers that argumentum ad absurdum. Plaintiffs are saying that if the Defendant is allowed to start discussing theories that Dave Kleiman killed Dave Kleiman, they as Plaintiffs are going to have to be allowed to argue that that evidence is at least as consistent with a theory that Craig Wright killed Dave Kleiman, or had him killed. If deftly argued (the footnote isn't long, but it's long enough for this) it would include a discussion that Wright had both a strong motive, and the financial means to do so, both solidly upon the record, and that his subsequent behaviour was consistent with that. But the conclusion would be absurd, and we don't want the trial to descend into a farce of accusations about who killed whom, when there is a medical examiner's report on the record saying the body died of a heart attack.
So when the redaction is lifted, that's probably what we'll see. Fun!
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What Can You Buy With Bitcoin? A $10 Pizza for $76 - YouTube Bitcoin History As Told By Memes  Memehub Specials V2 Fat Pizza S02E11 Pizza Whats Doing Special - YouTube The story behind How to get a free pizza from Papa Johns! (2019 STILL WORKS)

— Bitcoin Pizza ð (@bitcoin_pizza) 2. Februar 2018 Februar 2018 Aus heutiger Sicht erscheint es natürlich völlig verrückt, warum jemand zwei Pizzas für den Gegenwert von 90 Millionen Dollar ... In honour of his pizza purchase, Bitcoin celebrates ‘Pizza Day’. Hanyecz spoke to 60 Minutes about how he became the “Bitcoin Pizza Guy”: That’s right – at the time of the above interview, one Bitcoin was valued at roughly $8 000, which means that he effectively dropped $80 million on two pizzas. r/Bitcoin: A community dedicated to Bitcoin, *the currency of the Internet*. Bitcoin is a distributed, worldwide, decentralized digital money. Bitcoins are issued and managed without any central authority whatsoever: there is no government, company, or bank in charge of Bitcoin. The $10m pizza, Bitcoin and the problem with the euro A tale of three currencies: Dharshini David, author of The Almighty Dollar, compares the world-leading currency with the euro and Bitcoin Walker Breakfast Ranger: $4.19: Dreamy Bacon Croissant: $2.49: Maple Hotcake Griddler: $3.89: Twisted BLT: $3.15: Fried Bacon & Egg Sammich: $5.20: Farmhouse Chicken

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What Can You Buy With Bitcoin? A $10 Pizza for $76 - YouTube

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